Essays About Obama'S Healthcare Plan

In 2009, President Barack Obama unveiled his proposal for a plan intended to reduce the soaring costs of healthcare by providing all Americans with health insurance.The plan, titled Healthcare America at the time, would eventually be passed by Congress as the Patient Protection and Affordable Care Act of 2010.

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As it currently does for Medicare, the federal government would bargain for lower prices and upgraded care for every Health Care for America enrollee. employers would be expected to either provide health coverage for their employees equal in quality to Health Care for America or pay a modest payroll-based tax to support Health Care for America and help their employees buy their own coverage.

All Health Care for America enrollees could choose coverage under the affordable Medicare-like plan offering them free choice of medical providers or a selection of more expensive, comprehensive private health insurance plans. The process would be similar to how employers currently pay an unemployment tax to help fund state unemployment compensation programs.

The plan would also offer extensive, but so far unspecified, assistance to enrollees to help them afford coverage.

Health Care for America coverage would be continuous and guaranteed.

The following article, published in 2009, outlines President Obama’s original vision for what we now know as “Obamacare.” A national health insurance plan, administered by the federal government as an alternative to private health insurance, will probably be proposed this year by President Obama.

Despite the massive cost of a universal health insurance plan, estimated at up to trillion over 10 years, support for the plan is growing in Congress.

Unlike Medicare, Health Care for America will place limits on total annual out-of-pocket costs paid by enrollees.

Drug coverage would be provided directly by Health Care for America, rather than by private health plans.

President Obama further described his plan in a September 2009 speech to a joint session of Congress.

His plan mentions: deficit neutrality; not allowing insurance companies to discriminate based on pre-existing conditions; capping out of pocket expenses; creation of an insurance exchange for individuals and small businesses; tax credits for individuals and small companies; independent commissions to identify fraud, waste and abuse; and malpractice reform projects, among other topics.


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